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How Can I Reduce the Amount of Cash I Need to Close?Home prices are rising in many areas. This poses a challenge for homebuyers who are stretching to come up with enough cash for a down payment and closing costs. |
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How Long Does It Take to Close a Sale?In many respects, buying a home is like buying a car. With both endeavors, you start by researching the inventory. Then you decide what to buy and you negotiate the purchase. Once you've agreed on price and terms, you line up financing. When the loan's in place, various legal documents are signed and the deal is done. |
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How Much Will I Have to Pay?: Unanticipated Closing CostsImagine this: After accepting an offer to sell your home, you review the settlement charges and discover that you're going to net less from the sale than you anticipated because you overlooked the city transfer tax. Or maybe you're a buyer and you've saved enough for 10 percent cash down payment on a $300,000 house. But when you meet with your mortgage broker, you're told that you'll need about $10,000 more in order to buy the home. |
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Is a Termite Clearance Necessary?Is a Termite Clearance Necessary?Is a Termite Clearance Necessary? Imagine finding out after you purchased a new home that it's riddled with dry rot and termites. To guard against such misfortune, most homes are put through the scrutiny of a termite inspection during the course of a sale transaction. A termite inspection is an inspection of a structure for all evidence of... |
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Is It Better for a Buyer or Seller to Pay for Termite Work?Is It Better for a Buyer or Seller to Pay for Termite Work?Is it Better for a Buyer or Seller to Pay for Termite Work? Most real estate purchase contacts include a clause covering wood-destroying pests and organisms. The specifics will vary from one contract to the next. But, a standard clause will usually indicate who -- buyer or seller--will order and pay for a wood-destroying pest report and... |
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Is It Better to Buy or Sell First?Is It Better to Buy or Sell First?Is It Better to Buy or Sell First? Buying the second, or third, time around is usually more complicated than it was the first time. Two transactions are involved instead of one: the purchase of your new home and the sale of your existing home. So there's twice the paperwork, twice the time and effort and twice the anxiety. Most sellers. |
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Poor Planning Can Turn the American Dream Into a NightmareOwning your own home is the American dream. But it can turn into a nightmare. To make sure you don't find yourself in a miserable situation, give careful consideration to the questions listed below before you buy a home. |
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Should Buyers and Sellers Communicate Directly?Should Buyers and Sellers Communicate Directly?Should Buyers and Sellers Communicate Directly? Real estate agents usually caution sellers to disappear when their home is shown to a potential buyer. And, buyers are often told that mum is the word if they happen to run into the sellers during the course of a showing. Why are agents so reluctant to let buyers and sellers get together?. |
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