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What is the Best Way to Pay an Agent?What is the Best Way to Pay an Agent?What's the Best Way to Pay an Agent? Typically real estate brokers get paid a percentage of the sale price at closing. The brokerage fee is called a commission and is usually paid by the seller to the listing broker. The listing broker often splits the commission 50-50 with a different broker who finds the buyer for the property. Although... |
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What Kind of Insurance is Required When Buying a House?What Kind of Insurance is Required When Buying a House?What Kind of Insurance is Required When Buying a House? Before you can close your home purchase, your lender will require that you take out a hazard insurance policy. Most buyers get a comprehensive homeowner's insurance policy. In addition to covering the home in case of fire, a homeowner's policy will cover such things as personal... |
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When Do I Need a Real Estate Attorney?When Do I Need a Real Estate Attorney?When Do I Need a Real Estate Attorney? Most homebuyers and sellers buy and sell homes without the aid of an attorney. Many states, like California, permit real estate agents to prepare purchase contracts for their clients using preprinted forms. These agents handle all the negotiations between the buyers and sellers as well as assist with... |
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When Does It Make Sense to Refinance?When Does It Make Sense to Refinance?When Does It Make Sense to Refinance? Maybe you bought when interest rates were higher. All you could qualify for at the time was an adjustable-rate mortgage (ARM). With today's lower rates, you can qualify for a fixed-rate mortgage, which you'd prefer. One reason to refinance is to change the kind of mortgage you have. Other reasons to... |
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When Should I Receive a Closing Cost Estimate?When Should I Receive a Closing Cost Estimate?When Should I Receive a Closing Cost Estimate? Closing costs are the miscellaneous costs associated with buying a home that buyers must pay at closing in addition to the cash down payment. Closing costs vary with location. Some cities and counties impose transfer taxes, some don't. In some areas the seller pays for the title search, in... |
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