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When Do I Need a Real Estate Attorney? ( Added: Sat Oct 12 2002   Hits: 62) When Do I Need a Real Estate Attorney?When Do I Need a Real Estate Attorney? Most homebuyers and sellers buy and sell homes without the aid of an attorney. Many states, like California, permit real estate agents to prepare purchase contracts for their clients using preprinted forms. These agents handle all the negotiations between the buyers and sellers as well as assist with...

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When Does It Make Sense to Refinance? ( Added: Sat Oct 12 2002   Hits: 66) When Does It Make Sense to Refinance?When Does It Make Sense to Refinance? Maybe you bought when interest rates were higher. All you could qualify for at the time was an adjustable-rate mortgage (ARM). With today's lower rates, you can qualify for a fixed-rate mortgage, which you'd prefer. One reason to refinance is to change the kind of mortgage you have. Other reasons to...

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When Should I Receive a Closing Cost Estimate? ( Added: Sat Oct 12 2002   Hits: 64) When Should I Receive a Closing Cost Estimate?When Should I Receive a Closing Cost Estimate? Closing costs are the miscellaneous costs associated with buying a home that buyers must pay at closing in addition to the cash down payment. Closing costs vary with location. Some cities and counties impose transfer taxes, some don't. In some areas the seller pays for the title search, in...

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